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WealthPath shows the age you could become a millionaire, in today's dollars. Answer a few questions about your age, income, spending, savings and debt. The app projects your net worth year by year, so you can see how changing what you control moves that age.
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Have a question, found a bug or have an idea? We'd love to hear from you.
Email luke@fullylaunched.comFrequently asked questions
How does the estimate work?
Each year, the app adds what you save (your take-home pay minus your spending and debt payments) to your savings and grows them at an average investment return. Your pay rises each year until you retire. Your debt is paid down at the payment you entered. Your millionaire age is the year your net worth (savings minus debt) first reaches $1 million in today's dollars.
You can switch the assumptions you don't control (investment return, income growth and the tax estimate) between Conservative, Average and Aggressive on the Overview tab. The result is an estimate for general education, not financial advice.
Why does it show "today's dollars"?
Prices usually rise over time, so $1 million in 40 years won't buy what $1 million buys today. The app assumes prices rise 3% a year and adjusts every future amount back to today's dollars. That way the numbers mean what they'd buy now.
How do I start over?
Open the Profile tab, scroll to the bottom and tap Start over. This clears all your answers and settings and takes you back to the first question. It can't be undone.
How do I delete my data?
All your data is stored only on your iPhone. Nothing is sent to us or anyone else. To delete it, either use Profile → Start over or delete the app. Deleting the app removes all of its data. See the privacy policy for details.
Can I change my answers later?
Yes. Every answer is editable on the Profile tab. Income, spending, debt payment and retirement age can also be changed right on the Overview tab under "What you control".